Wilson Homeowners Now Save More On Flood Insurance


Wilson property owners are now qualified for hundreds of dollars of savings on flood insurance policies, thanks to an improved city rating.

The Federal Emergency Management Agency recently notified Mayor Bruce Rose that FEMA has now rated the city a Class 5 in its Community Rating System (CRS) for floodplain management.

The new classification means that Wilson property owners qualify for up to a 25% discount when they purchase flood insurance for their homes, businesses or other locations. Average savings will be $80-$370, depending on the locations of properties, according to FEMA.

“This is great news,” said Mayor Rose, “And I want to thank all the city staff and citizens for their hard work to make this possible.”

CRS is a voluntary program within the National Flood Insurance Program (NFIP) that ranks participating cities and counties on a 1-10 scale, 1 being the best, for their efforts to reduce property losses due to flooding

A committee of city staf

Wilson property owners are now qualified for hundreds of dollars of savings on flood insurance policies, thanks to an improved city rating.

The Federal Emergency Management Agency recently notified Mayor Bruce Rose that FEMA has now rated the city a Class 5 in its Community Rating System (CRS) for floodplain management.

The new classification means that Wilson property owners qualify for up to a 25% discount when they purchase flood insurance for their homes, businesses or other locations. Average savings will be $80-$370, depending on the locations of properties, according to FEMA.

“This is great news,” said Mayor Rose, “And I want to thank all the city staff and citizens for their hard work to make this possible.”

CRS is a voluntary program within the National Flood Insurance Program (NFIP) that ranks participating cities and counties on a 1-10 scale, 1 being the best, for their efforts to reduce property losses due to flooding

A committee of city staff and volunteers, including realtors, insurance agents and business people, worked for more than a year to update the city’s floodplain management plan. Their efforts were rewarded this summer with the ranking being improved from Class 6.

The committee is continuing to work to increase community awareness of the dangers of flooding both to property and people’s lives.

More than 800 Wilson buildings, including 680 homes, are located in the 100-year floodplain (the area that has a 1-percent chance of flooding every year). They are valued at more than $350 million, including contents. Yet less than 30 percent of these properties are covered by flood insurance, the city’s survey determined.

Most homeowners’ policies do not cover flood damage. Owners need to determine whether their properties are at risk and discuss with their agents whether they should purchase policies.

For more information, go to the city’s website, WilsonNC.org, and search “flood information.”